Buy and sell domain names.

It seems domain name investing just keeps getting better and better. If you have not read a very positive article about domain name investing lately, you have not been reading anything online.
It seems to be a headline in one or another major publication every day. If you want to see how well domain names are selling, go to the www.DNJournal.com They update weekly the latest domain name sales. They have a comprehensive site that really delves into the domain name business. See our site at www.BuyTheRightDomain.com for some very good deal on business type domain names. We have a lot of good names that you could start a domain name portfolio with. So if investing in domain names is your game, check us out. Here is a link to one of those stories I mentioned. Titled, Hot Property-WebDomain names. http://www.cnn.com/2007/TECH/biztech/07/23/domain.name.dealing.ap/index.html

Enjoy, Howard Bowling

Moniker auction. Moniker domain auction. Moniker domain name auction.

Moniker auction. Moniker domain auction. Moniker domain name auction. T.R.A.F.F.I.C. MIAMI

Some good names to look at in the silent auction. Begins Oct 9th thru Oct 12th

1 Withdrawal.org

2 YouhaveGotToBeKidding.com

3 Refinance.vc

4 CosmeticSurgery.vc

5 OnlineBudgetTravel.com

6 CrystalMethRecovery.com

7 GreenFertilizer.com

All 7 are very good investment opportunities.

The Market for Cellulose Ethanol. Biomass energy

Phoenix, AZ (PRWEB) September 25, 2007 -- $80.00 a barrel? $4.00 a gallon? Political instability in the Middle East together with the catastrophic hurricanes of 2005 brought about sharp rises in the cost of fossil fuels, and, in some cases, led to acute scarcity. All Americans felt the impact, and, as a result, the US government, along with state governments and the nation?s energy industry, have ramped up support for alternative energy sources, particularly cellulose ethanol.

?The Market for Cellulose Ethanol,? a 68-page report published by EnergyBusinessReports.com, is a comprehensive analysis of how cellulose ethanol is produced, how cost-effective it is, the growth drivers promoting the use of ethanol over other fuels, the barriers to market, and more. The report also focuses on the steps the US government is taking to promote ethanol use, including tax incentives, funding for research and development, funding for technology, and other measures. The report even covers the basics of ethanol production; how ethanol differs from other fuels, and the benefits consumers derive from using ethanol.

This reports sells for $397 and can be ordered at http://EnergyBusinessReports.com/shop/template.asp?id=1007&affillink=EPRW20070925

Cellulose ethanol can be produced from various types of biomass including waste from urban, agricultural, and forestry sources. Unlike normal ethanol, which is made from sugars and starches, cellulose ethanol is produced from cellulose, which is largely a byproduct. It can be derived from agricultural residues such as wheat straw or grass seed straw; forestry residues such as sawdust; municipal solid waste; pulp and paper mill sludge; or other cellulose biomass feedstocks using an acid hydrolysis technique. However, it is only recently that cost-effective technologies for producing ethanol from cellulose have emerged.

Given its environmental and economic benefits, together with the vast availability of biomass and feedstock, ethanol is seen as a viable alternative to fossil fuel going forward.

Ethanol as a Source of Energy: Ethanol has been used as a fuel since the inception of the automobile. Early on, ethanol /gasoline blends were promoted as an octane enhancer to replace lead, and later ethanol was touted as an oxygenate to cut the emissions of unburned hydrocarbons and carbon monoxide. Cellulose ethanol reduces GHG emissions by 85% over reformulated gasoline.

Today?s vehicular engines can all utilize a blend of gasoline with 10% ethanol (E10), and modified engines can run on up to 85% ethanol (E85). A recent study on the net energy gain of using ethanol versus gasoline concluded that ethanol yields more energy than it takes to produce, while gasoline actually yields less energy than it takes to produce. When blended with gasoline, ethanol increases the octane rating (decreasing engine stress) as well as overall fuel economy.

The Cellulose Ethanol Market: By the end of 2005, the annual capacity of the US ethanol sector topped 4.4 billion gallons, and consumption reached 2.7 billion gallons. If this trend continues and policy incentives support ongoing growth, ethanol demand is expected to grow at the rate mandated by the 2005 Energy Bill and reach 7.5 billion gallons by 2012. However, there are some technological and economic obstacles to the full commercialization of ethanol production, and several important issues must be resolved before the US can fulfill its vision of energy security.

The Outlook for Cellulose Ethanol: Many states banned MTBE after studies showed that this fuel additive pollutes drinking water. At the same time, ethanol production costs are dropping to levels below those of gasoline, stimulating even greater demand as oil companies seek to lower prices at the pump. This will allow E85 fuel to become a practical alternative fuel source for the cost sensitive consumer.

Prior to 2003, ethanol usage in gasoline was generally confined to the Upper Midwest states and was encouraged by federal and state tax subsidies. Since 2003, the use of ethanol has significantly accelerated as a result of MTBE bans in California, New York, and Connecticut, and the continuation of the oxygenate requirement for reformulated gasoline (RFG). The Energy Policy Act of 2005 has assured the continued growth of ethanol usage through its renewable fuels standard (RFS) provisions.

Other Topics covered in this report include:

Market dynamics including current and future market potential;

Market growth and development: a cost analysis;

Commercialization trends, and barriers to development of the cellulose ethanol market;

An in-depth analysis of leading industry players;

The role of government.

The Market for Cellulose Ethanol report is an intelligent analysis of this promising young industry and the market potential of ethanol as an alternative fuel source.

About the Publisher: "The Market for Cellulose Ethanol" is published by Energy Business Reports (www.EnergyBusinessReports.com), an energy industry think tank and leading source for energy industry information and research products. Details on all reports can be found at http://EnergyBusinessReports.com/shop/template.asp?id=1007&affillink=EPRW20070925

Press Contact:

Barbara Drazga

Tel 800-304-0345

www.energybusinessreports.com

How To Prepare Your Credit For Getting A Mortgage Loan. Manhattan real estate agents.

How To Prepare Your Credit For Getting A Mortgage Loan. Manhattan real estate agents.


Unless you fall into the very rich category, one of the most expensive loans you will ever get will be your mortgage loan. With even modest homes in nicer neighborhoods costing well over $150,000 these days in most parts of the country, even a quarter percent difference in the interest rate on your mortgage loan can account for hundreds of dollars per year, just in excess interest charges.

You need to fully understand that a mortgage loan is significantly different from a personal loan or a signature loan. Based on the amount of money you will be borrowing, which translates into higher risk for the lender, it is clearly in your best interests to start paying attention to your credit score, how it is calculated, and what you can do to raise your credit score.

In the eyes of the mortgage lender, the higher your credit score is, the less risk they feel like they will be assuming, which translates into a better mortgage loan program for you, better terms, lower down payment on the loan, better interest rate, lower closing costs, and many other factors that will either save you money or cost you more money, depending on how diligently you work on achieving your raised credit score.

With a mortgage loan, the lender has a bit of safety factor built in, because your house is really your collateral on the loan. If you default on the mortgage loan, the lender can sell your house and you get nothing. But unless extreme circumstances warrant it, lenders don't like to do that. They make their money with loans, not by selling houses where the previous owner defaulted.

In the mortgage loan evaluation process, your credit reports from all three major credit bureaus will be analyzed thoroughly. Any skeletons in your credit closet will be exposed and you will be asked about them, even if it was from several years ago. Know this up front because chances are better than excellent that this WILL happen ?. IF those entries are still on your credit report.

This is where knowing what you can do to raise your credit score comes into play, because you have rights under the law. One of those rights is that erroneous entries on your credit report can (and SHOULD) be disputed by you, and the credit bureau who is reporting that data then has 30 days to either verify it, or if it cannot be verified, it must be removed. You are the only one who can dispute data on your credit report, so get a copy of your credit report and start looking for errors.

Here's another reason why this step is so critically important: studies have shown that the majority of consumer credit reports have errors on them. This only makes sense, because creditors and lenders typically only report to one of the three credit bureaus, and since they do not share data between them, it is a fact that not one of them has an entirely accurate picture of your credit history. That loan that you paid off three years ago might be showing as paid off with one agency, but might also be showing as still outstanding, past due, or even charged off by another agency. These errors all tie together to lower your overall credit score, so it is obviously worth your time and effort to get them disputed and corrected.

Another thing you can do is to make each and every one of your credit card and loan payments on time with at least the minimum amount due. Unfortunately, this is really a "history" thing, so if you are going to apply for a mortgage two months from now and have not been making timely payments before now, your mortgage loan is going to suffer. Making timely payments accounts for about 30-35% of your total score when your credit score is calculated.

If you have credit cards with outstanding balances on them, that is ok, as long as none of them are past due. Your best bet is to make payments on them such that you NEVER exceed your credit limit, and that your outstanding balance is less than about one third of your credit limit. This tells your mortgage lender that you are not abusing your credit privileges by "living on the edge" of your credit limits.

Bottom line: to get the best mortgage loan possible, take the time beforehand to review your credit report so that it looks as good as possible to the lender. The time and effort you put into this will pay itself back in spades.

Bankruptcy Info Online - Home loan mortgage rates.

People never imagine that they can become a personal bankrupt. After all, to the average person, declaring bankruptcy is equivalent to admitting financial defeat. That your financial systems have collapsed, and you can see now any way out of the financial quagmire that you find yourself in. Statistics show that the majority of people who find they declaring bankruptcy do not necessarily need to do so. Sometimes some unseen financial catastrophe occurs, or in most cases, gradual overspending has caused a situation where some creditor, usually the bank closes a tap, and begins to apply pressure to reduce debts. These are the last people who want to see you go bankrupt. They know that bankruptcy will protect you against them, and they would prefer to keep you financially ?alive? so that you can pay your debts, along with the horrendously high rates of interest they apply, which probably went a long way to getting you into trouble in the first place.

What many people are unaware of is that declaring bankruptcy is a way of stabilizing your financial situation and protecting your assets. No one should declare bankruptcy expecting that it will make your problems disappear. But, on the other hand, if handled properly, and with the advice and assistance of people who know what they are doing, it can be a positive step for individuals who have let their financial affairs slip temporarily out of control. As in so many other topics, there is a wealth of information on the pros and cons of declaring bankruptcy available on line. You should take the time to study this information, and firstly decide if you really want or need to declare bankruptcy. There are two major areas of criteria that should help you to decide.  Do your assets outweigh your liabilities and if so by how much?  Do you have the necessary earning capacity to ?earn? your way out of debt within a reasonable time frame? Don?t forget that your creditors will always give you time to pay, but that time will be expensive. You will be required to pay interest which will usually be prohibitively high. Once you have asked yourself these questions, and given your self a responsible answer, this is the time when you have to decide: do I declare bankruptcy or not? If the answer is yes, then you can return to your friend the internet for further information and assistance. There are many companies online who will provide you with first class assistance at a fraction of the fee a high street lawyer would charge you. You will find these people sympathetic, easy to reach out to and communicate with.

Despite that fact, filing for bankruptcy is a fairly radical step, and anyone doing so should understand the full implications of their actions. If this is the case, and you have some idea of how the legal system operates, then it is a very worthwhile proposition to file for personal bankruptcy using online services.

The costs of filing personal bankruptcy can vary dependent on the process you have chosen or been advised upon. The costs are remarkably low, around $200, and the entire process can be carried out within a few days.

In today?s financial climate, declaring bankruptcy has never been easier, and as long as the person doing so realizes that the act is to protect his interests and rebuild his financial credibility, it is very often a wise move to make.